85 George P. Hassett Drive
Medford, MA 02155
Phone: (781) 393-2517
Alternate Phone: 781-393-2521
Fax: 781-393-2522
Hours:
Monday, Tuesday, Thursday: 8:30 a.m. to 4:30 p.m.
Wednesday: 8:30 am. to 7:30 p.m.
Friday: 8:30 a.m. to 12:30 p.m.
ELIGIBILITY FOR RETIREMENT
For Members Hired Prior to 4/2/2012:
Groups 1, 2, and 4
• If your membership began prior to January 1, 1978, upon attaining age 55 you
are eligible to retire. There are no minimum service (vesting) requirements for
members in this category.
• If your membership began on or after January 1, 1978 and you are a member of
Group 1 or Group 2, you must have at least ten years of creditable service, and
be age 55 or older to be eligible to receive a retirement allowance. If such a
member terminates their employment prior to completing ten years of creditable
service, eligibility for benefits is limited to a refund of accumulated deductions. A
superannuation retirement allowance would not be payable. However, a member
may always leave their money in the retirement system and achieve ten years of
service via later public employment.
• Generally speaking, you are eligible to retire at any age if you have twenty years
of creditable service.
For Members Hired After 4/2/2012:
Group 1
• If your position is classified in Group 1, you have at least ten years of creditable
service, and are age 60 or older you are eligible to receive a superannuation retirement
allowance. If you terminate your employment prior to completing ten
years of creditable service, eligibility for benefits is limited to a refund of your
accumulated deductions plus regular interest established by statute. A superannuation
retirement allowance would not be payable. You may choose to leave
your account in the Retirement System to retain your rights in the event you
again become a public employee and a member of a retirement system.
Group 2
• If your position is classified in Group 2, you have at least ten years of creditable
service and are age 55 or older, you are eligible to receive a superannuation
retirement allowance. Please note that you must have performed the duties of
the Group 2 position for at least 12 months immediately prior to termination or
retirement. If you terminate your employment prior to completing ten years of
creditable service, eligibility for benefits is limited to a refund of your accumulated
deductions, plus interest established by statute. You may choose to leave your
account in the Retirement System to retain your rights in the event you again
become a public employee and a member of a retirement system.
Group 4
• If your position is classified in Group 4 and you are age 55 or older, you are
eligible to receive a superannuation retirement allowance. Please note that you
must have performed the duties of the Group 4 position for at least 12 months
immediately prior to termination or retirement. You may choose to leave your
account in the Retirement System to retain your rights in the event you again
become a public employee and a member of a retirement system.
GROUP CLASSIFICATION
Groups 1, 2, 3, and 4
Type of occupation, position or duties determine classification. Retirement boards assign
employees to one of four specific groups based upon the classifications set out in section
three of Chapter 32.
• Group 1 members are officials and general employees including clerical,
administrative and technical workers, laborers, mechanics, and all others not
otherwise classified.
• Group 2 includes certain employees with hazardous occupations, such as mental
health hospital attendants.
• Group 3 is made up of state police officers.
• Group 4 consists of public safety officers, officials, and employees, such as police
officers, firefighters, and certain correction officers.
NOTE: In order to be classified in either Group 2 or Group 4 for retirement
purposes, you must have actively performed the duties of that position for not
less than 12 months immediately prior to termination from service or retirement
CREDITABLE SERVICE
In general, you earn creditable service toward your retirement allowance for the period
during which you make contributions to the retirement system.
TRANSFER OR RE-ESTABLISHMENT OF MEMBERSHIP
No member who is reinstated, re-enters, transfers, or re-establishes his membership is
eligible to receive a superannuation, ordinary disability, or termination retirement allowance
until the member has been in active service for at least two consecutive years following the
start of the new employment. Exceptions: The two-year requirement will not apply in the case
of any member who is reinstated to active service, re-enters active service,
or who transfers his membership from another retirement system, if the member has rendered
service or attained an age so that he would have been eligible to retire if he had continued
to be a member of the retirement system from which membership was transferred.